03.06.2022
FROM JULY 1, SICK LEAVE FOR PARENTS DUE TO QUARANTINE OF STUDENTS
Parents of students under the age of 12 should be entitled to leave when their child, his class or the school is quarantined. This is proposed to be regulated by amendments to the Health Act, the Social Security Code and the Labor Code by deputies from the four parties in the ruling coalition.
Currently, leave due to temporary incapacity for work can be used only by parents whose child has been" returned from a childcare facility due to quarantine in the facility or to the child". However, schools are not children's institutions and so mothers and fathers of students do not have this right.
"Therefore, in quarantine at school or in the relevant class, a healthy child returns home from school, but parents of children under 12 in these cases are not entitled to leave due to temporary incapacity for work due to a legislative gap in the Health Act, which is respectively transferred to the Labor Code and the Social Security Code", write the initiators of the bill.
However, this means that a child under the age of 12 is left without supervision and care, and this is a violation of the Child Protection Act, which is punishable by a fine of BGN 1,000 to BGN 5,000.
Therefore, the deputies now propose in the HA and SSC to provide that temporary incapacity is "care for a healthy child under 12 years of age, returned from a kindergarten or school, due to quarantine of the institution or school, or a separate group or class in him or due to the quarantine of the child." And in order to regulate the right to leave, the relevant changes are made in the Labor Code and the Social Security Code.
The changes are expected to take effect on July 1, 2022, so that funds can be provided for the upcoming budget update.
03.06.2022
THE TRAININGS UNDER THE CITUB PROJECT "WITH NEW GREEN AND ECOLOGICAL KNOWLEDGE AND SKILLS FOR NEW EMPLOYMENT" START
The trainings under the project "With new green and ecological knowledge and skills for new employment" will start on June 6. It is implemented by the Confederation of Independent Trade Unions in Bulgaria and is part of the National Action Plan for Employment in 2022.
The main goal of the project is to develop human capital according to the needs of the economy and quickly adapt to changes in labor demand in line with new technologies and ensure sustainable employment. Special emphasis is placed on green and digital transformations. Beneficiaries will be focused on environmental thinking, the formation of environmental attitudes in life and work. This will ensure rapid and successful adaptation to transforming jobs, which will lead to the prevention of the long-term unemployed, their social exclusion, investing in people and their education.
The project "With new green and environmental knowledge and skills for new employment" for 2022 provides training for 999 adults from risk groups in the labor market, which will be held in 42 municipalities in the country. They will be 100% included in trainings on professions and specialties in demand on the labor market according to the short-term, medium-term and long-term forecasts of the labor market in the field of public and public services.
The main target groups are unemployed young people who are neither studying nor working (NEET`s); unemployed persons without qualification with an unemployment rate above the national average; unemployed persons with low general education and no qualification; unemployed persons with registration for more than 6 months in the Labor Office; unemployed without education and qualifications.
Trainings in 7 professions will be held:
02.06.2022
WHY IS PERSONAL BUDGET SO IMPORTANT?
Keeping a personal budget allows you to create a spending plan for your money. Budgeting ensures that you always have enough money for the things you need and that are important to you. Following a budget or spending plan will also protect you from debt, and if you are already in debt, it will help you deal with it.
The purpose of the budget is to help create financial stability. By tracking costs and following a planned plan, the budget makes it easier to pay bills on time, build an emergency fund and save on large expenses such as a car or a home. In general, the budget gives a person a stronger financial basis both in everyday life and in the long run.
7 reasons to start budgeting now
Budgeting helps you set long-term goals and work towards them. If you just wander aimlessly through life, throwing away your money for anything that catches your eye, how will you ever save enough money to buy a car or make a down payment for a new home?
Your budget motivates you to set goals, save money, track your progress, and make your dreams come true. Yes, it is sometimes depressing to realize that something you want, an expensive item, does not fit into your budget. But when you remind yourself that you are saving for your own home, it will be much easier to turn around and leave the store empty-handed.
Life is full of unexpected surprises, both good and bad. When you are laid off, damaged, ill or injured, divorced or faced with death in the family, this can lead to serious financial turmoil. Of course, it seems that these contingencies always occur at the worst possible moment - when you do not have enough money. That is why everyone needs an emergency fund.
Your budget should include an emergency fund, which consists of at least three to six months of living expenses. This extra money will guarantee that you will not sink into the depths of debt after a life crisis. Of course, it will take time to save money for a few monthly expenses. You do not need to immediately transfer most of your salary to the emergency fund. Just build it into your budget, set realistic goals and start small.
Building a budget "forces" you to rethink your spending habits and restructure your financial goals. You will probably notice that you spend money on things you don't need, such as various subscriptions. Indiscriminate spending will inevitably lead to overspending on a monthly basis. And overspending limits your purchasing power in the future and guarantees you a lot of stress from looking for a way to cover all your needs and debts.
Budgeting keeps you organized. You'll be surprised to find that it's easier to live on a budget and keep your finances organized than it is to try to get your finances in order once you've missed them. Disorganization in personal finances can be catastrophic. And the longer you live without a budget, the easier it is for your financial life to go wrong and things to get out of hand.
Creating a family budget teaches the couple to talk about money. If you are married, your budget (separate and shared) plays an extremely important role in meeting the needs of the household and family. It helps you plan your financial future together, rely on each other, work in a team for the common good and make sure you look in the same direction.
Unfortunately, many family problems and reasons for divorce are related to money or rather - to their lack. So, if you want to end the financial battles with your partner and finally reach a single financial position, budgeting is an extremely important first step in the right direction. This will take your relationship to the next level, making you wiser and more aware.
Let's say you spend your money responsibly, follow your budget, and never accumulate credit card debt. That's fine, but don't you forget something? As important as it is to spend your money wisely today, saving is also crucial to your future. A well-planned budget can help you do just that.
It is important to anticipate investment contributions in your budget. By directing part of your monthly income to a pension savings account or other pension funds, you will be able to buy security for the future. Even if you have to sacrifice a little now that you are retiring, you will find that it was worth it. Better a poor horse than no horse at all.
Budgeting can help you avoid debt or get out of debt. The rule is simple: if you want to have money (ie to build wealth), then you must stop spending on things you can not afford. In order to save part of your monthly income, you should not use it to repay a loan to someone (with or without interest) for things you could not afford in the past.
Budgeting plays a crucial role in overcoming and avoiding financial difficulties. Understanding and adhering to the financial limits you can afford to reach helps you avoid overspending on things you don't need, so you can save more and have the funds to cover unexpected expenses without taking out a loan. If you stick to the right plan, budgeting can get you out of bad debt.
When planning a budget, you need to decide how reasonable it is to spend in each of the defined categories. So, if you want to invest a significant part of your money in leisure activities, you should not feel bad about your choice, as long as you still manage to save and satisfy your other needs.
One month you can increase the cost of entertainment, and the next - to reduce them. Budgeting is not about limiting the fun in your life. If you have enough money left, it can even open up more opportunities for your favorite activities. And the best part is that it helps you not worry about the financial security of your future.
02.06.2022
FOR THE LAST TIME, EMPLOYERS SUBMIT APPLICATIONS UNDER MEASURE 60/40
The deadline for employers to apply for funds under measure 60/40 is June 10, the Employment Agency announced.
During this period, documents will be adopted simultaneously for the months of May and June 2022. Employers wishing to receive financial support for maintaining the employment of employees for these two months must meet the conditions of a decree of the Council of Ministers № 151/03.07.2020 (amended and supplemented by CMD № 40 of 31.03.2022), including for the reported decline in sales revenues in May - not less than 30% compared to the average monthly revenues for 2019 or 2020 depending on the date of incorporation.
Employers must meet the set deadline for application, as the submitted documents will not be subject to verification and evaluation by the commissions in the labor offices.
Decree of the Council of Ministers № 40/2022 regulates the application of measure 60/40 until June 2022 inclusive, as the deadline for application is June 10, 2022 is defined in §4 of the Transitional and Final Provisions to the Decree, and in § 5 regulates the possibility to submit documents for the same cited term for the month of June 2022.
The deadlines for applying for and using support under measure 60/40 are in accordance with the Temporary Framework of the European Commission for State Aid Measures to Support the Economy in the Conditions of the COVID-19 Epidemic Outbreak, which expires on 30 June 2022.
Up-to-date information on the application of employers to receive funds for May and June is published on the official website of the Employment Agency, in the section "Financial incentives to maintain employment" at: https://www.az.government.bg/pages/pms-151-2020-izm-s-pms-40-2022/.
30.05.2022
ACCEPTANCE OF PROJECTS FOR INVESTMENTS IN PROCESSING AND MARKETING OF AGRICULTURAL PRODUCTS HAS STARTED
Acceptance of project proposals under sub-measure 4.2 "Investments in processing/marketing of agricultural products" began on May 17, 2022. The procedure provides for the acceptance of projects with an investment value of up to 300,000 euros under the sub-measure, which is part of measure 4 "Investments in tangible assets" The Rural Development Program 2014-2020
Measure 4.2 fulfills the commitment made in the coalition agreement to support small and medium-sized producers, according to the Ministry of Agriculture, Food and Forestry.
The envisaged financial resource for providing grants to the eligible candidates under the procedure amounts to BGN 39,116,000.
The maximum amount of eligible costs for one project is BGN 586,740, and the financial assistance for the approved project proposals is up to 50 percent of the total amount of eligible costs for financial support. For applicants-large enterprises in the sense of the Law on Small and Medium-Sized Enterprises, the amount of the financial aid is up to 40 per cent of the total amount of the eligible costs for financial support.
Eligible applicants for the procedure are:
The production investments applied for must be carried out in the following selected production sectors related to the processing/marketing of agricultural products:
Project proposals under the procedure can be submitted by applicants by filling in a web-based application form and submitting the form and supporting documents through the Information System for Management and Monitoring of European Structural and Investment Funds for the period 2014 - 2020 (UMIS2020) using the Qualified Electronic Signature (QES), at the following Internet address: http://eumis2020.government.bg/.
The deadline for submitting project proposals is 5:30 pm on August 17, 2022.
30.05.2022
DANUBE REGION PROGRAM: € 266 MILLION FOR BULGARIA
Bulgaria will have access to more than 266m euros to finance joint projects under the Danube Region 2021-2027 program, the Ministry of Regional Development and Public Works said. The fourteen countries participating in it adopted the final version at a meeting in Budapest.
The managing authority, the Hungarian Ministry of Finance, will formally submit the program to the European Commission. It is expected to be approved in early September this year, after which its actual implementation will begin.
During the meeting, the program partner countries unanimously expressed support and sympathy for Ukraine for the military actions on its territory. In order to support and promote transnational cooperation, it was decided that Ukraine should participate in the program with its entire territory.
Regions from Austria, Bulgaria, the Czech Republic, Germany (Bavaria and Baden-Württemberg), Croatia, Romania, Slovenia and Slovakia, Bosnia and Herzegovina, Serbia, Montenegro, Moldova and Ukraine will also take part in the Danube Region.
Beneficiaries will be able to submit project proposals under four priorities: "A more competitive and innovative Danube region", "A greener and lower-carbon Danube region", "A more social Danube region" and "Better governance of cooperation in the Danube region".
At the suggestion of the European Commission, the savings of the European Neighborhood Instrument under the Danube Program 2014-2020 in the amount of EUR 5 million, provided for Ukraine and Moldova, will be redirected to other European programs with the participation of both countries to finance activities for humanitarian aid and refugee support.
The meeting discussed the opportunities to support the Danube Strategy that the future program will provide, as well as the mechanisms to facilitate the implementation of joint projects and initiatives.
30.05.2022
THE EMPLOYER IS SPECIALLY RESPONSIBLE IN CASE OF ACCIDENT
What is the procedure if damage to health occurs at work? Is there any compensation from the employer?
The Labor Code (LC) provides for special property liability of the employer in case of damage to the health of the employee, as well as in case of death. "For damages from an accident at work or occupational disease which have caused temporary incapacity for work, permanently reduced working capacity of 50 and over 50 per cent or death of the employee, the employer shall be liable regardless of whether his body or another employee has guilt for their occurrence", specified in the provision of art. 200 of the LC.
Injuries must be caused by an accident at work - such as an injury while working with a machine or by an occupational disease - such as the lungs from working in a mine.
The Code stipulates that the employer is liable even when the accident at work is caused by force majeure during or in connection with the performance of the assigned work. Liability is also involved in work performed without an order, but in the interest of the employer, as well as during a vacation spent in the company.
Otherwise, the employer owes compensation for the difference between the damage caused - non-pecuniary and pecuniary, including the lost benefit, and the compensation and/or the social security pension. Everything that is like a difference is paid by the employer. And this difference is often very large - including treatment, medication, suffering, missed pay, etc.
The due compensation is reduced by the amount of the amounts received under the concluded insurance contracts for the employees.
The Labor Code also stipulates that the receipt of the benefit in question by the heirs of a deceased person due to an accident at work or an occupational disease is not considered to be an inheritance. It is due to them outside the hereditary mass.
The law excludes the liability of the employer if it turns out and proves that the injured employee has caused the damage intentionally. This liability is only reduced if the victim has contributed to the accident by gross negligence. The employer has the right to the so-called recourse action against the guilty workers - to seek through the court from them what he paid to the victim.
Under the Labor Code, the employer is obliged to provide the employee with normal conditions for the performance of the work under the employment contract for which he has agreed. This certainly includes healthy and safe working conditions. He is obliged to give instructions on the order and manner of performance of labor duties and exercise of labor rights, including acquaintance with the rules of internal labor order and the rules of health and safety at work.
There are also special rules for night work related to safe working conditions and non-compliance with them also entails liability. In these cases, employees are hired only after a preliminary medical examination, which is at the expense of the employer. They are subject to periodic medical examinations.
When a health authority finds that the health of an employee has deteriorated due to night work, it is transferred to a suitable day job or employed. The employer with whom the employees work night work is obliged to provide information on their number, the hours worked at night, as well as on the measures taken to ensure safe and healthy working conditions at the request of the Executive Agency "General Labor Inspectorate".
27.05.2022
AMENDMENTS TO THE LABOR CODE HAVE BEEN APPROVED
The government has approved a bill to amend the Labor Code, which better guarantees the rights and interests of workers and employers by increasing employment security and creating better conditions for reconciling work and private life.
The changes create obligations for the employer to acquaint the employee with the internal rules for the salary, to provide information on the terms and conditions for termination of the employment contract, as well as on the organized trainings for maintaining and improving the professional qualification and improving the professional skills. staff. This guarantees the right of the employee to receive comprehensive information about their employment relationship, which is a prerequisite for greater job satisfaction, as well as to avoid labor disputes with the employer.
The individual right to leave for raising a child up to 8 years of age by the father (adoptive parent) with the right to monetary compensation from the state social insurance is regulated. The leave is up to 2 months and can be used by the father (adoptive parent) all at once or in parts until the child reaches the age of 8. When using it, the father (adoptive parent) will be entitled to compensation in the amount of BGN 710 per month from the state social insurance. This leave can be used when the father (adoptive parent) has not used transferred leave for pregnancy and childbirth, raising a child up to 2 years of age or when adopting a child up to 5 years of age from the mother (adoptive mother).
The use of this type of leave is a prerequisite for building a fuller relationship between the father (adoptive parent) and the child, as well as for increasing the opportunities for active participation in his upbringing. Its introduction will not lead to the withdrawal or reduction of the existing rights of mothers (adoptive mothers) related to maternity, adoption and childcare leave.
The amendments to the Labor Code also determine the cases in which the employee has the right to propose to the employer a change for a certain period of time and the distribution of working time, to switch to teleworking and other changes in the employment relationship to facilitate reconciling work and family responsibilities and / or providing more predictable working conditions. This right belongs to an employee who is a parent (adoptive parent) of a child under 8 years of age, as well as an employee who takes care of a parent, child, spouse, brother, sister and parent of the other spouse or other relatives line for medical or other valid reasons. The employer is obliged to give a motivated written answer whether he accepts the offer.
26.05.2022
WHY IS IT IMPORTANT TO REVIEW OUR BANK STATEMENT?
Banking services are already so diverse that the use of credit or debit cards to withdraw money from ATMs, payment of utilities through Internet systems, Internet payments are now part of our daily lives. For each of these bank transactions, you must have an account from which to send or to which you can deposit funds.
The movement of your money and the available balance is important information not only for the bank, but also for yourself. By reviewing your bank statements regularly, you will be able to see if everything is OK and find out in time if a problem arises. If your bank statement seems like an unnecessary waste of paper or a waste of time, now is the time to learn about its benefits.
The bank statement is a comprehensive list of your transactions made in the last month, which shows every movement of your money. This monthly financial document provides a summary of the activities of the account holder and is prepared by the bank at the end of each month.
Your bank may send you a statement at the end of each month if you have agreed to do so (free of charge or for a fee). Another method is to go in person to a bank office, where you can always get the document from a bank employee - on paper or by email. You can also withdraw the statement from an ATM.
Bank statements can also be found through online banking. For people who do not want to bank freely through electronic devices, there is an option for inactive online banking, where they can not make online transactions, but have access to account movements. Due to their easy accessibility and storage, electronic statements are now even more commonly used than printed ones.
When a bank statement is required by regulatory authorities for supervision and fiscal control, your document will have weight before the authorities only if it is signed and stamped by the issuing bank. In all other cases, there is no need for such evidence on the document to be valid.
What does the bank statement contain?
At the top of the bank statement is usually the name of the account holder, along with confidential information such as the account number. It also contains summary information showing time period, opening balance, transfers, withdrawals and closing balance. Each transaction is displayed in chronological order together with the respective payees / recipients, dates and amounts.
When the cash flows on the user's account, the bank automatically posts the new balance and so you can receive a new bank statement every day. Convenience is the ability to check what were the movements on your account for a certain period of time. If you have online banking, you can easily set the dates for checking the balance and cash flow in your account.
The statement also contains information about the bank, which may include customer service number, BIC of the beneficiary, guidelines for reporting errors and fraud and more. You can see the type of transaction, the account number of the other participant in the transaction, all deposits in the account, including various payment methods, interest, etc.
You can clearly see a list of all withdrawals from your account, which include: purchases on the Internet and at a POS terminal, ATM withdrawals, bank fees, automatic payments, utilities and more. You can check the reference numbers corresponding to your transactions.
The code from the bank statement is used by users when registering their card on the website of an electronic payment system. The merchant's website requires such a code, and in order to receive it, you must have a registered SMS notification service for transactions on your bank account or visit a branch of the bank where you will receive a statement with the code. Card registration in the system can also be done through an ATM, and some ATMs can register debit and credit cards.
Why are bank statements important?
This document is an excellent helper when doing budgeting and financial planning. Just as a profit and loss statement is important to any business, so a personal income statement is important for analyzing and planning your household budget. If you are looking to save money, monitoring the flow of your finances is extremely important.
In addition to improving your financial habits and plans for the future, you can also check the exact dates of all transactions through the statement. This will help you monitor the correctness of the people from whom you expect payments, as well as avoid mistakes such as missed payments or double payments.
After the bank prepares the statement at the end of the month, the account holder can analyze all movements on its cash balance. The bank statement contains information on the type of each operation, together with the relevant dates, ordering parties and recipients. With this information, you can instantly identify any fraudulent activity.
If you notice suspicious costs and cannot determine what happened, you should immediately notify the bank to make an internal check of the transaction numbers. Only with the help of a bank statement can you prevent someone else's malice towards your money.
There is no way to keep accurate company records without timely statements from the merchant's account. The information in them enables the accountant to prepare accurate financial statements. This way, the owner will avoid the worries of a sudden inspection by tax inspectors and an audit.
Bank statements can also be useful for analyzing the creditworthiness of the account holder. Most banks and financial institutions require checking bank statements for the past few years before lending to their customers. This practice also applies when applying for a mortgage.
26.05.2022
DO I NEED MEDICAL TREATMENT WHEN CHANGING JOBS?
According to Art. 2, para. 1 of Ordinance № 3 of 28.02.1987, the following are subject to mandatory preliminary medical examination: persons entering work for the first time; persons who transfer to another job in the same or in another enterprise, which is related to harmful factors and risk of occupational disabilities; persons who have terminated their employment for more than three months. In these cases, the person starting work must present a card for a preliminary medical examination.
Pursuant to Art. 287, para. 1 of the Labor Code, all employees are subject to mandatory preliminary and periodic medical examinations. The conditions for performing preliminary and periodic examinations according to the nature of work, working conditions and age of employees are defined in Ordinance № 3 of 28.02.1987 on mandatory preliminary and periodic medical examinations of employees.
The official requirement and submission of the files between the services is regulated in Art. 17, para. 1 of Ordinance № 3 of 25.01.2008 on the conditions and procedure for carrying out the activity of the occupational medicine services (promulgated, SG No. 14 of 12.02.2008).
According to item 1 of the cited provision, the health files of the employees are transmitted and accepted between the occupational medicine services on paper and electronic media ex officio in case of change of the employee's place of work and a request made by the service of the enterprise. Given the specificities of national legislation and practices in the EU Member States, it may be necessary to establish a different procedure for occupational health care and health surveillance of workers in the Member State where the worker's previous work experience took place. In any case, the commitment of the occupational medicine service is to seek ex officio information about his medical supervision, which to include in the personal health file within the meaning of Art. 11, para. 10 of Ordinance № 3 of 25.01.2008.
